older adults working beyond retirement

Some seniors live their dream retirements of rest, relaxation, and family. Other seniors, however, may find that after a brief period of retirement living, they long to return to the daily responsibility of a job. Work helps to create a sense of belonging, offers recognition, and provides a way to give back to the community. Many seniors begin to miss these benefits as they enter retirement, and for various reasons, they decide to step back into the work force. As a senior considers a job post-retirement, however, there are a few important things that they should consider.

Why do I want to work?

As you contemplate a job after retirement, it’s good to ask what your motives are. Your options for post-retirement employment may vary depending on why working is important to you at this time. Do you need to add more to your retirement fund? Or would you like to have extra money for luxury purchases? Are you bored now that you’re out of the work force and you’d like to get back into the flow of daily work assignments? Take a moment to note your key motivators and determine what is driving you toward work. Doing this will help you to understand which type of jobs you should look into and which jobs you’d be willing to accept.

Is there a better option?

Depending on your response to the previous question, there may be other options for you than working. You may also want to look into local clubs, classes, or volunteer options to meet your needs. If you’re interested in pursuing a hobby, you may consider a club of like-minded people or volunteering work in that area. Similarly if you’re interested in getting out of the house, these are great ways to meet people without the commitment of a regular job. Volunteering in a local hospital, animal shelter, or school can provide you will valued work and a chance to serve in the community without taking on the obligations of a daily job.

Is it worth it?

It’s important to consider all of your options before you decide to begin working or continue working in place of retirement. Working during retirement can come with costs to your social security benefits and Medicare. Before starting a job, you should evaluate if the benefits will outweigh the costs of taking it. Visit the social security website to help you to calculate the costs, and check to ensure that your benefits will not be reduced with your new income.

What kind of work do I want?

If after asking all of these questions you find that you still want to work, it’s time to decide where you’d like a job. Are you interested in pursuing a job related your past career? Or are you interested in monetizing a hobby? Perhaps you simply want a bit more disposable income and want something that’s low-stress and flexible. Seniors who are interested in finding work in a particular field should look for friends or connections in that area. Some employers seek experienced and practiced senior employees, but at other times, seniors may find it difficult to find an employer. Whenever possible, use your connections to get you in the door, and stay open to various options when you’re applying. Retail, clerical, and healthcare jobs often seek out and support older employees, and are a good place to start if you have no preference for job type.

 

Working is a rewarding and valuable activity that many seniors want or need to participate in beyond the typical retirement age. To ensure that you find the best position for you and your circumstances take a few moments to consider your motivations and end goals. As you carefully evaluate your options, you’ll find that there are worthwhile jobs ready for you to fill.